Revolving credit line that can be used again and again at any in-network provider. Use across different specialties such as dental, vision, pet care and more.
Purchases may be made for any amount up to credit limit. Special financing of 6-60 months* available on purchases $200 or more. Subject to credit approval. Minimum monthly payments required.
No annual fee**
No impact to your credit score to see if you prequalify. If you accept an offer and open an account, that may impact your credit score.
Synchrony Pay in 4
Buy now, pay later. One time use installment load that is approved for a predetermined amount and is paid back in 4 equal payments over 6 weeks.
Financing available for total purchase amounts $40-$499.99. Actual loan amount will be subject to credit approval.
No impact to your credit score when you apply.
Highlights of the Scratchpay Program
- Instant Approval Decision
- Soft Credit Check
- Plans as low as 0% APR
- No hidden fees
- No prepayment penalty
- No deferred interest